The Insurance Agency of Transportation Professionals

Products & Services

1&Done Agency is a multi-layered insurance agency who aims to be able to provide insurance for a wide range of companies and industries. Whether you are an owner of a 50 truck fleet, or own a local gas station chain, give us a call and see what we can do for you. We will do Whatever It Takes to earn your business.

Call Us Today at 860-554-0470 to get started! Click on the type of insurance that suits your needs to learn more about our products and services.


Primary Auto (Truck) Liability
This coverage option protects you from damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies.
Comprehensive Physical Damage and Collision Coverage
This insurance is coverage for your truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.
Motor Truck Cargo Coverage
Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle.
General Liability
This coverage provides protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract. Our company can offer you many lines of coverage for Artisans Contractors, Contractors Liability, Contractual Liability, Electrical Work, and Plumbers.
Umbrella Insurance
Umbrella liability policies will respond to a claim in the event of a loss in excess of the per occurrence limit of the primary general liability policy.
Workers’ Compensation
Workers’ Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.

1&Done also Provides:

Non-Trucking Liability/Bobtail Coverage
Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer.
Occupational Accident Coverage
Occupational Accident coverage provides compensation when contractors or owner-operators are injured on the job. When your full workforce isn’t eligible for workers’ compensation, Occupational Accident coverage balances risk


The following services are provided to our customers at no additional cost.

SMS (Safety Measurement System) Monitoring:

We monitor your FMCSA scoring on a monthly basis and communicate any changes (good and bad) in your scores. These scores are very important and have a direct effect on your insurance costs and cargo procurement. Our experience in the industry allows us an avenue to actually remove erroneously placed violations

Direct access to our compliance department:

In this ever changing world of the Federal Motor Carrier Safety Administration it’s always nice to have a team of experts that can answer any question and help in any situation in regard to the regulations, audits, inspections or almost any situation that involves the FMCSA.

Updating your MCS-150 (DOT Number application) and OP-1 (Motor Carrier Authority):

Did you know that the FMCSA can now fine a carrier for not doing the biannual update of the MCS-150? We will monitor your MCS-150 and update as required by the federal regulations.

Access to respectable third party administrators:

In a world of “over-aggressive” telemarketing practices in the transportation industry, we have the knowledge and experience to sort out what you might need and, MORE IMPORTANTLY, what you will NOT be required to have. Each carrier has different needs. We have access to all the compliance programs required for your business and the BEST WHOLESALE prices in the industry.

Timely remittal of your Certificate of Insurance:

We understand how important it is to get to our clients the requested C.O.I’s in a timely manner. We make ourselves available at night and on weekends, for YOUR convenience.